Effective Date: August 29, 2025
Last Updated: August 29, 2025

This Privacy Policy describes how Money With Kourt (“Company,” “we,” “us,” or “our”) collects, uses, and shares personal information when you visit or make a purchase from moneywithkourt.com (“Website”).

We are committed to protecting your privacy and complying with the Oregon Consumer Privacy Act (OCPA).

1. Personal Data We Collect

We may collect the following categories of personal data:

- Name

- Email address

- Billing information

- IP address

- Device identifiers

- Course access and usage data

We do not collect sensitive personal data unless explicitly required for service delivery and with your consent.

2. How We Use Your Data

We use your personal data to:

- Process transactions and deliver digital products

- Provide customer support

- Improve our services and Website

- Send updates and promotional communications (with opt-out options)

We do not sell personal data.

3. Sharing of Personal Data

We may share your data with:

- Payment processors (e.g., Stripe, PayPal)

- Email service providers

- Website hosting and analytics platforms

We do not share data for targeted advertising or profiling.

4. Your Rights Under OCPA

If you are an Oregon resident, you have the right to:

- Access your personal data

- Correct inaccuracies

- Delete your data

- Opt out of data sales (we do not sell data)

- Request data portability

- Appeal a privacy decision

To exercise these rights, contact us at:
📧 Email: [email protected]
We will respond within 45 days.

5. Children’s Privacy

We do not knowingly collect personal data from children under 13. If you are between 13 and 15, we require affirmative consent before processing your data.

6. Data Security

We implement reasonable safeguards including:

- Data encryption

- Access controls

- Employee training

- Regular security monitoring

7. Data Retention

We retain personal data only as long as necessary to fulfill the purposes outlined in this policy or as required by law.

8. Changes to This Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with an updated effective date.

9. Contact Us

If you have questions or concerns about this Privacy Policy or your data rights, please contact:

📧 Email: [email protected]
🌐 Website: moneywithkourt.com